Accessing Credit Facilities

To successfully access our Credit facilities, it’s helpful to consider these guidelines:

  • A consistent banking culture while ensuring a well-maintained and regularly used account.
  • Viable business plan.
  • A decent working capital management track record
  • Good record keeping and financial statements for existing businesses.

How to Access Credit Facilities from Imperia Bank:
Submit a formal application letter to the Bank, specifying the following:

  • The Amount required
  • Purpose of the Facility
  • A Repayment plan and period
  • The source of repayment
  • Proposed security/collateral

Attachments to Application Letter:

  • Financial Statements (audited preferred)
  • Cash flow projections
  • Invoices (where applicable)
  • Business plans or feasibility report (where applicable)
  • Environmental assessment reports (where applicable)
  • Title documents on the property being proposed as security, etc.
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