Company Policy

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS AND THE WEBSITE PRIVACY STATEMENT CAREFULLY BEFORE USING ANY ONLINE SERVICES OR THIS WEBSITE. IF IN DOUBT, PLEASE SEEK PROFESSIONAL ADVICE.


THIS IS OR WILL FORM A LEGALLY BINDING AGREEMENT BETWEEN YOU AND IMPERIA BANK ESTABLISHING THE TERMS AND CONDITIONS UNDER WHICH THIS WEBSITE OR ANY ONLINE SERVICE MAY BE USED. USE OF ANY ONLINE SERVICE IMPLIES THAT YOU HAVE ACCEPTED THESE TERMS AND CONDITIONS.



IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE AND DO NOT USE THE ONLINE SERVICES.

COMPANY DETAILS


Imperia Bank was incorporated in England with limited liability by Royal Charter 1853, under reference no. ZC18 with its Principal Office at 1 Basinghall Avenue, London, EC2V 5DD.

Imperia Bank is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

JURISDICTION AND RESTRICTION


The Bank controls and maintains this website from the UK. The materials and information contained in this section of this Website, relating to the UK, are directed at and restricted to individuals resident in or entities having a place of business in the UK ONLY. The Bank makes no representation that the materials and information contained herein are appropriate or available for use in other locations/jurisdictions.

These Terms and Conditions are governed by and construed by the laws of the UK and any dispute relating thereto shall be subject to the non-exclusive jurisdiction of the courts of the UK

PRODUCTS AND SERVICES


This Web Site does not constitute an offer or solicitation on the part of the Bank to provide any products or services described therein to any person to whom it is unlawful to make such offer or solicitation or where the local law or regulation does not permit the purchase of, subscription for or otherwise use of such products or services. If in doubt, you should check with your Local Regulator or Authority or Professional Advisor before using any such products or services. BY PROCEEDING TO READ THIS INFORMATION, YOU ARE AGREEING AND CONFIRMING THAT YOU DO NOT RESIDE IN, OR ARE NOT PROPOSING TO PURCHASE OR SUBSCRIBE TO ANY PRODUCTS OR SERVICES FROM, ANY JURISDICTION INSIDE THE UK. IF THIS IS NOT THE CASE, PLEASE CLICK THE “BACK” BUTTON ON YOUR BROWSER.

Products and services are available only in a particular location at the sole discretion of the Bank or the relevant Imperia Bank company or associate, subject to the individual terms and conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations. Fees, commissions or other charges may apply to certain products or services – the office providing the products or services can provide details.

Transactions with any office of Imperia Bank inside the United Kingdom, or with any other Imperia Bank company or associates inside the United Kingdom, are not protected by the United Kingdom’s regulatory regime. Transactions with offices of non-group companies referred to in this Website will not normally be so protected unless otherwise indicated.

MATERIALS AND INFORMATION


Materials and information contained in this Website should not be regarded as an offer or solicitation to buy or sell any products or services in any country to any person to whom it is unlawful to make such an offer or solicitation. For materials or information relating to any external third parties or their products or services, it is re-transmitted by the Bank in the ordinary course of business to you for information and reference only. The Bank, its officers, employees, and agents do not devise, select, add to, modify or otherwise exercise control over the contents of this Website, and do not accept any responsibility whatsoever for it nor do they be regarded as having endorsed such material or information or any part thereof.

Materials, information, marks and logos contained in or displayed on this Website are protected by intellectual property rights under applicable laws. No part of this material, information, marks and logos may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for any commercial or public purposes without the written permission of the Bank or the party owing these materials, information, marks and logos.

DISCLAIMER


The Bank is not liable for any foreign exchange losses associated with this transaction in the case of return of the funds due to an error/omission on your or remitters' part or return from the receiving bank for wrong account details/beneficiary bank code.

WHILST EVERY CARE HAS BEEN TAKEN IN PREPARING THE MATERIALS AND INFORMATION CONTAINED IN THIS WEBSITE, SUCH MATERIALS AND INFORMATION ARE PROVIDED ON AN “AS IS” BASIS WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY REGARDING NON-INFRINGEMENT, SECURITY, ACCURACY, RELIABILITY, FITNESS FOR A PURPOSE OR FREEDOM FROM COMPUTER VIRUSES IS GIVEN IN CONNECTION WITH SUCH MATERIALS AND INFORMATION.

THE MATERIALS AND INFORMATION CONTAINED IN THIS WEBSITE ARE PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS WEBSITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR MORE UP-TO-DATE SOURCES OF INFORMATION OR SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE.

GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL, FINANCIAL AND EXCHANGE RATE DATA ARE PRESENTED IN CERTAIN CASES IN APPROXIMATE SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. RELIANCE HAS BEEN PLACED BY THE EDITORS ON CERTAIN SUCH DATA OBTAINED EXTERNALLY FROM STATISTICAL DATA WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT BE ACCURATE. THE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM ACTION TAKEN, OR NOT TAKEN, BY OR FOR YOU OR OTHERWISE, IN RELIANCE ON MATERIALS OR INFORMATION CONTAINED IN THIS WEBSITE. IN PARTICULAR, NO WARRANTY IS GIVEN THAT ANY MATERIALS, INFORMATION OR DATA CONTAINED IN THIS WEBSITE ARE ACCURATE, RELIABLE OR UP-TO-DATE.

THE BANK ACCEPTS NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THIS WEBSITE, HOWSOEVER ARISING, INCLUDING ANY LOSS, DAMAGE OR EXPENSE ARISING FROM, BUT NOT LIMITED TO, ANY DEFECT, ERROR, IMPERFECTION, FAULT, MISTAKE OR INACCURACY WITH THIS WEB SITE, ITS CONTENTS OR ASSOCIATED SERVICES, OR DUE TO ANY UNAVAILABILITY OF THE WEB SITE OR ANY PART THEREOF OR ANY CONTENTS OR ASSOCIATED SERVICES, WHERE SUCH EVENTS AROSE OUT OF CIRCUMSTANCES OUTSIDE THE BANK’S REASONABLE CONTROL.

PLEASE NOTE THAT ANY SOFTWARE DOWNLOADED FROM THIS WEBSITE IS AT YOUR OWN RISK AND THE BANK NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY LOSS OR DAMAGE (WHETHER DIRECT OR INDIRECT), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS WEB SITE, WHERE SUCH EVENTS AROSE OUT OF CIRCUMSTANCES OUTSIDE THE BANK’S REASONABLE CONTROL.

ANY HYPERTEXT LINK FROM THIS WEBSITE EXIST FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND THE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIFIC, INCIDENTIAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH SITES OR LOSS ARISING DIRECTLY OR INDIRECTLY FROM DEFECTS WITH SUCH SITES LINKED. THE BANK’S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIALS ON SUCH SITES LINKED.

THE BANK DOES NOT GUARANTEE THAT ANY E-MAILS FROM THE WEBSITE WILL BE SENT TO YOU OR RECEIVED BY THE BANK NOR DOES THE BANK WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION WHICH IS OUTSIDE THE BANK’S REASONABLE CONTROL. THE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM FAILURE OF ANY INTERNET TRANSMISSION (INCLUDING E-MAIL CORRESPONDENCE) FROM THIS WEBSITE OR OTHERWISE.

 
DATA PRIVACY


Unless restricted by applicable laws, you agree that any personal information/data relating to you collected by the Bank from this Website may from time to time be used and disclosed for such purposes and to such persons as may be by the Bank’s prevailing Website Privacy Statement as amended from time to time.

INVESTMENT PRODUCTS


The price of securities can and does fluctuate, and any individual security may experience upward or downward movements, and may even become valueless. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling securities.

The risk of loss in trading futures contracts or options can be substantial. In some circumstances, you may sustain losses over your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily achieve the desired results. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore study and understand futures contracts and options before you trade and carefully consider whether such trading is suitable in light of your investment objectives, financial circumstances, tolerance to risks and investment experience.

You should also read any risk disclosure statement contained in any particular investment product you intend to purchase, subscribe or trade. If in doubt, please seek specific professional advice.

INDEMNITY


YOU HEREBY AGREE TO INDEMNIFY AND TO KEEP THE BANK FULLY AND EFFECTIVELY INDEMNIFIED AGAINST ANY ACTION, LIABILITY, COST, CLAIM, LOSS, DAMAGE, PROCEEDING OR EXPENSE (INCLUDING LEGAL FEES, COSTS AND EXPENSES ON A FULL INDEMNITY BASIS) SUFFERED OR INCURRED BY THE BANK ARISING FROM OR WHICH IS DIRECTLY OR INDIRECTLY RELATED TO:

TERMINATION


The Bank may terminate these terms and conditions, your access to this Web Site and your use of online services at any time, without prior notice to you.

MODIFICATION


The Bank reserves the right in its discretion to change at any time without prior warning or notice any information or material contained on this Web Site and is entitled to from time to time amend the terms and conditions under which this Web Site is used with prior notice to you. If you continue to access to this Website or use any of the online services after such modification, you are regarded to have agreed to be bound by such modified information, material, and terms and conditions.

INTELLECTUAL PROPERTY RIGHTS


All contents of this Web Site including but not limited to the texts, graphics, links and sounds are the copyright of Imperia Bank and may not be copied, downloaded, distributed or published in any way without the prior written consent of Imperia Bank.

Imperia Bank is registered trademarks and service marks of Imperia Bank and no permission or license is granted to use any such trademarks or service marks without the prior written consent of Imperia Bank. All other marks, names and logos used on this Website relating to companies within the Imperia Bank or to their products or services are the intellectual property rights held by companies within the Imperia Bank unless otherwise stated.

Concerning any information or materials which you submit to Imperia Bank using this Website, you hereby grant to Imperia Bank a worldwide royalty-free perpetual license of the copyright and intellectual property rights in such information or materials for any purpose it deems including, without limitation, the copying, transaction, distribution and publication thereof, unless restricted by applicable laws.

You agree that Imperia Bank shall not be under any obligation of confidentiality to you regarding any such information or material submitted to it using this Website unless agreed otherwise in a separate direct contract between you and Imperia Bank or required by applicable laws.

You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this Website.

COPYRIGHT © IMPERIA BANK 2024. ALL RIGHTS RESERVED.